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Zippy Pro Terms of Service

Last updated: January 22, 2026

1. Introduction

These Terms govern your access to and use of the Zippy Pro mobile app and related services (the "Platform") provided by Zippy Services LLC ("Zippy," "we," "us," or "our"). By creating an account, accessing, or using the Platform, you agree to be bound by these Terms and our Privacy Policy.

2. Independent Contractor Relationship

You are an independent contractor, not an employee, agent, partner, or franchisee of Zippy. You choose which jobs to accept, set your own schedule, and decide how to perform services. You may work for other clients or platforms simultaneously. Nothing in these Terms creates an employment relationship.

3. Platform Access & Verification

To access the Platform, you must complete an application, pass identity and account verification through Stripe Connect onboarding, and be approved as a Zippy Pro. You must be at least 18 years old and legally able to contract in your jurisdiction.

You agree to:

  • Provide accurate, current information
  • Maintain the security of your account
  • Be responsible for all activity under your account

4. Professional Standards

While you decide how to perform services, you agree to:

  • Complete jobs you accept in a competent and professional manner
  • Communicate respectfully and through the Platform
  • Upload required job documentation
  • Respect customer property

5. Payments

Payments are processed through Stripe Connect. You must maintain a valid Stripe Connect account to receive payouts. Payouts are made directly to your connected bank account 1–2 business days after job completion. Zippy charges a platform fee for technology, customer acquisition, and support.

6. Taxes

As an independent contractor, you are responsible for all taxes on earnings, including income tax and self-employment tax. If you earn $600 or more in a year, you will receive a Form 1099-NEC.

7. Customer Relationships

Customer relationships facilitated via the Platform belong to Zippy. You agree not to:

  • Solicit Platform customers for off-Platform services
  • Encourage customers to bypass the Platform
  • Share customer personal info except as necessary to complete services

8. Insurance & Liability

For certain services where law requires insurance, you are responsible for maintaining appropriate coverage. Zippy does not control your performance methods and does not require insurance where not legally mandated.

You agree to indemnify Zippy against claims arising from your services, including property damage or personal injury.

9. Intellectual Property

The Platform and its content are owned by Zippy and protected by law. You may not copy, modify, or reverse engineer the Platform or use Zippy's trademarks without permission.

10. Dispute Resolution

Disputes will be resolved through binding arbitration in Collin County, Texas, under American Arbitration Association rules. You waive the right to jury trials and class actions.

11. Modifications

Zippy may update these Terms at any time with notice. Continued use constitutes acceptance.

12. Termination

Either party may terminate at any time, for any reason. After termination, provisions that should survive remain in effect.

By using the Zippy Pro Platform, you acknowledge that you have read, understood, and agree to these Terms of Service.